Artikelen advocatenkantoor ripcord

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DORA: the digital backbone of the financial sector

Today the entire financial sector runs on ICT: payments, trading, lending, and investment services are fully dependent on stable digital systems. Because of the strong interconnectedness of more than 22,000 financial entities, local incidents can spread across borders at lightning speed, leading to large-scale disruptions and loss of confidence in the system. After the 2008 economic crisis, the focus was mainly on capital and solvency, while the digital infrastructure received relatively little attention.

13.03.2026

Registered in the IVR or EVR: The legal boundaries of incident registration by banks

Most payment traffic in the Netherlands now takes place electronically. Virtually every resident has a bank account and uses a debit card, mobile banking app, or internet banking on a daily basis. Dependence on banking services is therefore great. Without access to payment traffic, full participation in social and economic life is practically impossible

17.01.2026

FinTech and financial supervision: Digital payment services

In the dynamic world of financial technologies (FinTech), digital payment services have become a daily occurrence. Paying online via, for example, iDeal, Tikkie or Paypal. These services, ranging from digital wallets to entire online payment platforms, have dramatically changed the way people manage money and make payments. Although this makes online payments easier, it has actually only become more complicated from a legal point of view.

06.06.2024

The basics of business law for entrepreneurs and small business owners

As an entrepreneur or small business owner in the Netherlands, understanding business law is essential to establishing and growing your business on a solid legal footing. While the law can seem intimidating at times, it doesn't have to be. In this knowledge blog, we will explore the basics of business law and discuss some key considerations to keep in mind.

05.06.2024

The importance of contract negotiations and the lawyer's role

Contract negotiations are critical when drafting an agreement between two parties. An agreement should clearly set out the mutual obligations and rights of the parties and should form the basis for cooperation. Below are some of the reasons why contract negotiations are important and what role a lawyer plays in this.

25.09.2023

Thorough due diligence research on business acquisitions

The path to a successful business acquisition is littered with opportunities and risks. One of the most important steps in this process is to conduct a thorough due diligence investigation. Conducting due diligence on a business acquisition is essential to identify risks and establish the value of the company. To do this, an experienced lawyer or due diligence team should take a structured approach and conduct a thorough analysis of the various aspects of the business, including: the financials, contracts, properties, employees, and compliance.

15.09.2023

The legal world of restructuring

Companies in the modern business world must constantly adapt and transform to remain relevant. One of the most powerful strategic moves by enterprises is corporate reorganizations and restructuring. However, these initiatives are not merely business decisions; they are infused with complex legal implications that require attention and understanding. In this knowledge blog, we delve deeper into the legal world of restructuring.

08.09.2023

The rescue of Credit Suisse

The transaction between Credit Suisse and UBS has been in the news a lot lately. But what exactly happened? And what role has the resolution legislation played in this? In this article I explain the European legal framework for the resolution of systemically important banks, and then discuss the situation in Switzerland. I describe how the M&A transaction took place and assess the possible consequences for legal certainty. This article is a brief legal elaboration on the rescue of Credit Suisse.

12.04.2023